Here is a take on 2011 from a national point of view.
By Alan Murray (WSJ)
Santa Claus arrived just in time this year, his bag filled to the brim with bipartisan goodies from the politicians in Washington. There was a new payroll tax cut for the employed, extended benefits for the unemployed, an estate-tax cut for the rich and an extension of the Bush tax cuts for all.
But anyone expecting those gifts from Washington to lift the cloud of uncertainty hanging over the U.S. economy will be disappointed. If anything, the outlook is hazier than ever.
Here's what the financial future may hold: