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…and a follow up…

And a follow up…
 
What they fail to mention is Fannie and Freddie do not accept this score model.  There is also a lot of controversy about this new score model and the link below is another article that I read a while ago.
 
http://www.creditcards.com/credit-card-news/fico-new-mortgage-credit_score-nontraditional-information-1270.php
 
Sorry! I got excited about a "better" system. Should have known…