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The challenges of living without a credit score

I give away Dave Ramsey's Total Money Makeover book all the time. Here's a great video about the challenges of living without a credit score.

At 2:00, he talks about being a renter.
At 2:45, he talks about buying a home.
At 6:45, he talks about why FICO stinks.

Now, if you're going to be buying a home in the very near future, be sure to check with your mortgage banker about what you should and shouldn't be doing.

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